Trying to find the ideal property can sometimes
be difficult. At The Green Partnership we do all we can to make it as easy as
possible.
HOW WE CAN HELP
YOU
Looking at what is available
Whether your at home looking at our web site, or in one of our offices,
we will make full details of all properties available to you.
Keeping up-to-date
So you don't miss out on new properties to the market, we can place you
on our E-MAILING LIST and we will send you full details of all new instructions.
Property list
We produce a list of all our properties which is available online or on
the doors at any of our offices twenty four hours a day. This is a great tool
for browsing brief details of all our properties.
Survey
Should you find your perfect property, you may want to have it checked
by a professional. As chartered surveyors, we can offer an R.I.C.S. Homebuyers
Report which can make you aware of any problems you may face with your new
property or simply offer you piece of mind.
A GENERAL GUIDE TO THE BUYING PROCESS
The following is intended as a guide
to some of the steps involved in the process of buying a property. Please feel
free to contact us with any questions you may have, or if there are any areas
you are uncertain about.
-
Set a budget for your purchase, and make enquiries with a number of lenders
about mortgages.
-
Decide what type of property you are looking for, and in which area.
-
Go on a number of property viewings to see the range of properties your
budget can offer.
-
Having chosen a property you like and made the decision to purchase, make an
offer through the Estate Agent.
-
When the price is agreed subject to contract, make your mortgage application
(if appropriate) and arrange for the property to be surveyed..
-
Read your survey/valuation carefully and follow any advice given.
-
The legal process starts once you have agreed to buy and the Estate Agent
will inform both your solicitor and the sellers solicitor of the agreed
terns and a draft contract will be prepared and sent to your solicitor who
will make local searches and check the terms of the contract and the title
to the property.
-
Exchange of Contracts - Once the draft contracts is approved and
pre-contract enquires completed and your mortgage offer received your
solicitor will advise you that you are now ready to exchange contracts. On
exchange of contracts you will be asked to pay a 10% deposit (non
refundable) and you will then be legally committed to buy and the seller to
sell.
-
Completion & Handover - On the completion date your solicitor will complete
the purchase pay over the balance of the purchase price and you will receive
the keys for your new property.
-
Payment of the solicitors fees, and any Stamp Duty is payable on completion.
Please remember to make allowances for stamp duty, as it is an additional
cost often overlooked.
A GUIDE TO STAMP DUTY
Stamp duty is a tax imposed by the government on the purchase of the property,
and varies according to the value of the property.
|
PURCHASE PRICE |
STAMP DUTY |
| Upto £125,000 |
No payment
required |
| Upto £125,000 to
£250,000 |
1% of purchase
price |
| Upto £250,000 to
£500,000 |
3% of purchase
price |
| Over £500,000 |
4% of purchase
price |
